Mediation suggested by the courts – like modification, is a trap. It buys time for the banks to dummy up more records and documents, while lulling the homeowner into a false sense of security and reliance that the servicer can actually perform a modification. In most cases they can’t.
The number of fraudulent assignment of mortgage documents filed in the Hawaii Bureau of Conveyances, like many other states is appalling. Compounding the assignment fraud is the gigantic number of unrepresented homeowners in these foreclosure and eviction actions. These homeowners have absolutely no understanding that an assignment of mortgage even exists or that it is fraudulent, assigned too late to a New York or Delaware trust, was filed with intent to Continue reading →
Joe and Grace Barroga have been fighting foreclosure and a fraudulent assignment of mortgage since last year when they discovered a fraudulent, robo-signed Mortgage Electronic Registration Systems, Inc. assignment of mortgage made in 2009 by U.S. Bank National as Trustee for RFMSI Series 2006-SA4 Trust – a GMAC securitized loan trust. The Barrogas, like millions of other “responsible” homeowners, fell prey to for the defective Obama HAMP program that allowed banks to default good homeowners that asked for a modification. They are scheduled for eviction on Monday, May 14th.
Honorable Judge Eric G. Romanchak flew into Hana, Maui to hold monthly court in the“Little House on the Prairie-style” HanaCourthouse and hear the arguments presented on the foreclosure and eviction issues relating to the Phillips-Tehiva family and their Hawaiian family land.