How to Search the SEC for a Securitized Trust

SEC webWhen a unknown bank named as a Trustee for a securitized trust (usually Deutsche Bank, Bank of NY Mellon, US Bank National, etc.) sends you a letter stating you owe them money and you are in default, the first thing you should do is contact a local title company and have them look for an Assignment of Mortgage under your address or tax key number (it won’t likely be under your name).  Chances are the Assignment of Mortgage is fabricated and void; however, this is the breeder document that allows the banksters to foreclose.

The following information will assist you in searching the Securities and Exchange Commission (SEC) for the alleged trust.   

Once you have the name of the trust and a copy of the Assignment (if any), the next move is to research the securitized trust on the Securities and Exchange Commission (SEC) website. Here is an example of an Assignment of Mortgage with Deutsche Bank National Trust Company, as Trustee of the IndyMac INDX Mortgage Trust 2007-FLX3, Mortgage Pass-Through Series 2007-FLX3 under the Pooling and Servicing Agreement Dated April 1, 2007. This assignment was made 3 years after the trust closed.

Dissected Assignment

The easiest way to find the trust is to open the SEC website – Click HERE to open the SEC website [www.sec.gov]; and go to the top right-hand side of the SEC header and Click “More Search Options”.  

SEC banner

You’ll find a light blue search box. (1) Click the “● Contains” button and (2) enter the year and trust code, for example: 2007-FLX3;  (3) Click the “Find Companies” at the bottom of the blue box. Click HERE to reach the “Search Options” page.

SEC Search Box

Sometimes it will give you a list of Trusts (identified by 6189 code) to choose from and you will match the rest of the information on the Assignment or Letter from the Trustee to that specific Trust.  In this instant – the year and the trust code will take you right to the securitized trust – IndyMac INDX Mortgage Trust 2007-FLX3. Below is the picture of the SEC master file for this trust – Click HERE for the SEC Master Trust File.

Master SEC trust data

The entire Trust is worth reading and will give you a better picture of the securitization scheme. You will note hundreds of warning to investors that these trusts are really risky.  Starting from the bottom the FWP is an acronym for FREE WRITING PROSPECTUS SUPPLEMENT.  In some trusts you will find what they call a “loan tape” where alleged loans are listed, not by name, but by identifiers. In this example, the loan tape is in the FWP as noted above – Click HERE for the loan tape example.

The Pooling and Servicing Agreement (PSA) is sometimes found under the FWPs and in this case it is under the 8K.  An easy way to spot the PSA is by the size of the file.  It is usually the largest file in the group and that’s a good place to start. Click HERE for the PSA example.

8k PSA

The PSA will provide you with pertinent information as it is the controlling document of the trust. Article One will give you the Definitions. If you have a “Find” control on your computer it makes it easier to search for the Closing Date, the Cut-Off Date, the Governing Law and the Conveyance of Mortgage Loans, which is traditionally located under Article II, 2.01.

Read Article Two Conveyance of Mortgage Loans very carefully. It will tell you how and when the mortgage loans were to have sold, assigned, and transferred to the trust. If the trust is governed under New York law, “Under New York Trust Law, every sale, conveyance or other act of the trust on contravention of the trust is void.  EPTL §7-2.4.  Therefore, the acceptance of the note and mortgage by the trustee after the date the trust closed, would be void.”  See  Wells Fargo Bank, N.A. v. Erobobo, 042913 NYMISC, 2013-50675.

SEC certORDER CERTIFIED COPIES OF THE TRUST DOCUMENTS FROM THE SEC

Now, after you have located your trust – you can order a “certified” copy from the SEC. It will come with blue ribbons and a gold seal – all dressed up for the Judge.

Click HERE for the Request for Certification and refer to your specific SEC Master Trust File.  You can request all of the documents in the trust and the SEC will send you a bill with the documents (make sure you pay it immediately) – even to Hawaii the entire certified trust documents cost $32.

You will primarily want the PSA and the Prospectus.red & black

You are going to order by the FILE/FILM NUMBER. When you order – put the red number / and the black one underneath.

One more thought to consider -
WHISTLEBLOWER

Blow the Whistle if your assignment was made after the Closing Date of the trust. You can file a form and upload your fabricated Assignment of Mortgage.

A whistleblower who knows of possible securities law violations can be among the most powerful weapons in the law enforcement arsenal of the Securities and Exchange Commission. Through their knowledge of the circumstances and individuals involved, whistleblowers can help the Commission identify possible fraud and other violations much earlier than might otherwise have been possible. That allows the Commission to minimize the harm to investors, better preserve the integrity of the United States’ capital markets, and more swiftly hold accountable those responsible for unlawful conduct.

WhistleBlowerThe Commission is authorized by Congress to provide monetary awards to eligible individuals who come forward with high-quality original information that leads to a Commission enforcement action in which over $1,000,000 in sanctions is ordered. The range for awards is between 10% and 30% of the money collected. To file a whistleblower form and upload your fabricated Assignment of Mortgage – Click HERE.

Maybe if we all start uploading our fabricated, bogus, fraudulent Assignments of Mortgage by the hundreds – the government will begin to get a better picture of the fraud.

Good luck to all.

If you still cannot find the loan in the trust or want details about the tranches that the loan may be in send a note to: report@doctelportal.com and we’ll give you some options for your research.Doctel Portal image4

audit copy3

Buy Now Button with Credit CardsShipping and handling included.

16 thoughts on “How to Search the SEC for a Securitized Trust

  1. A bogus assignment ALSO voids the REMIC status of the trust meaning the trust then owes potentially millions of dollars in tax money! I reported my trust in 2010 to the IRS as a whistleblower and even though the IRS will go after an individual they have thus far failed to go after the trusts. If we (common folk) know what is happening then how could the politicians not know?

    • Not exactly true…there has never been any acceptance of the assignment by the trustee for the trust. It is solely the sub-servicer filing the assignment to foreclose.
      New York is one of two states where an ultra vires transfer of assets to or by a trustee on behalf of a trust is void rather than voidable. If the transfer were voidable then the damaged party would have to bring an action against the misfeasing parties to have the transfer voided. In New York the transaction is void ab initio, just like it never happened.

      You can read more here: http://foreclosuredefenseschool.com/erobobo-eptl-7-2-4-widows-and-orphans/

  2. My loan is owned by Fannie Mae. How can those of us whose loan is claimed by a GSE find our PSA, Our loans are definitely securitized as MERS is the beneficiary. How does one find Fannie Mae’s Trust.

    • Not exactly. The Government Sponsored Enterprises (Freddie, Fannie, and Ginnie) don’t use the same instruments as private label issuers do nor are they required to file with the SEC. That said, you can get information if you know where to look and have a little something to go on. For instance Freddie’s equivalent of a PSA (called a PC Trust Agreement) can be found on there site at: http://www.freddiemac.com/mbs/html/legal_doc.html
      They reuse these “master” documents for each issuance until it is replaced by a newer model so if your loan went to Freddie in, say, 2007 you have to go some where else on the site (http://www.freddiemac.com/mbs/html/hislegal_doc.html) because ” Freddie Mac adopted trust agreements for its mortgage securities on December 31, 2007.”
      In the historical section you will find links to “Mortgage Participation Certificates Agreement” which was the pre-2008 version of the newer PC Trust Agreement. In the case of a loan going in to a trust on January 2007 you would refer to the October 14, 2005 (not the March 19, 2007) agreement to find the terms.
      If you can get the Committee on Uniform Securities Identification Procedures (CUSIP) number or pool number for the pool your loan went into you can get more detailed information at: http://www.freddiemac.com/mbs/html/sd_pc_lookup.html?intcmp=SMSSL-T
      Fannie and Ginnie have similar information on their sites it just takes some digging.

      • check with your local county recorders office and see if there has already been an assignment done to the trust. This makes it much easier to locate.

      • Assignments are not usually filed until there is an alleged default. Also, the assignment is NOT filed under the homeowner’s name. It is usually found under the address or tax key number and associated with the mortgage. A title company can assist with an assignment search.

        But just because there is an assignment DOES NOT MEAN that the loan is not in a trust. I have found several loan numbers actively trading in trusts that appeared to have been assigned to the servicer. Never assume the loan is not securitized until you have a professional search of the loan number.

        This post was prepared for those folks who know the name of the alleged trust. As we all know now by the PHOENIX LIGHT, et al v JPMORGAN CHASE & CO, et al lawsuit – nothing was assigned… Congress has already advised homeowners that the banks “don’t have the paper” and the 2010 SENATE COP report laid out the facts that loans were not in the trusts and the REMICs were empty. It’s just the judiciary not listening en masse – just the intelligent judges have figured it out. The rest are trying to protect their pension funds and stock portfolios.

        This assignment fraud is what the FDIC has covered up in IndyMac and Wamu:  http://deadlyclear.wordpress.com/2013/06/02/fdic-hide-sneak-and-seal/. More to come…

    • When you find the trust on the SEC – go to the PSA and search for the Governing Law section (usually about sec 10, 11 or 12). It will read like this:

      Section 12.03 Governing Law. THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

      • First of all, thanks for getting back with me so quickly. Greatly appreciated.
        I have gone through the prospectus and PSA with a fine tooth comb and cannot find the governing law. I am researching cwalt 2004-36cb and believe me, that language isn’t in there. Sigh

      • The full name of the trust in question is CWALT INC – ALTERNATIVE LOAN TRUST 2004-36CB. It’s always helpful to have all the information. The Central Index Key (CIK) is 0001313080; think of it like the SSN for the company on Electronic Data-Gathering, Analysis, and Retrieval (EDGAR) system. In any even the PSA for the trust in question states:
        SECTION 10.03. Governing Law.

        THIS AGREEMENT SHALL BE CONSTRUED IN ACCORDANCE WITH AND GOVERNED BY THE SUBSTANTIVE LAWS OF THE STATE OF NEW YORK APPLICABLE TO AGREEMENTS MADE AND TO BE PERFORMED IN THE STATE OF NEW YORK AND THE OBLIGATIONS, RIGHTS AND REMEDIES OF THE PARTIES HERETO AND THE CERTIFICATEHOLDERS SHALL BE DETERMINED IN ACCORDANCE WITH SUCH LAWS.

  3. Pingback: Follow the Money Trail | Freedom Truth

  4. THE USURERS OF DEUTSCHE BANK ARE RULING IN GREECE WITH SLAVERY, ROBBERY AND GENOCIDES

    1} THE GREEK POLICY IS COMPLETELY CONTROLLED BY DEUTSCHE BANK THROUGH ITS PUPPETS samaras AND venizelos.
    https://en.wikipedia.org/wiki/Antonis_Samaras https://en.wikipedia.org/wiki/Evangelos_Venizelos
    “Deutsche Bank writes German Finance Ministry’s Greek debt policy, ARD documentary reveals
    The German government’s policy on debt restructuring for Greece is lifted directly from policy papers prepared by the Deutsche Bank, it has emerged.
    The proposal floated at the beginning of June by the German Finance Minister Wolfgang Schäuble for a voluntary bond swap leading to a prolongation of the outstanding Greek sovereign bonds by seven years is based on a document by Deutsche Bank, investigative reporters from Germany’s ARD TV station have revealed.
    http://www.wdr.de/tv/monitor/sendungen/2011/0616/Griechenland.php5
    The Deutsche Bank document called “Proposal for Greek liability management exercise – burden sharing without haircuts” insisted, not surprisingly, on a voluntary participation by banks.
    The revelation that the Finance Ministry in Berlin just takes over the contents of policy papers of Deutsche Bank offers yet more proof that Chancellor Angela Merkel and Wolfgang Schäuble are puppets of the commercial banks.
    Merkel and Deutsche Bank CEO Josef Ackermann attended this year’s Bilderberg conference in Switzerland and would have had ample opportunity to discuss ways and means to expropriate yet more money from the tax payers under one pretext or another. ”
    http://waterpressure.wordpress.com/2011/06/17/jane-burgermeister-report-deutsche-bank-writes-german-finance-ministry%e2%80%99s-greek-debt-policy-ard-documentary-reveals/
    http://www.corpwatch.org/article.php?id=15732

    2) DEUTSCHE BANK DEPRIVES THE GREEK PEOPLE OF THE MEDICAL INSURANCE
    ” Recently Greece took the «honor» of first place in Europe for reducing budget expenditures on health services. In particular, expenditures on medications were reduced from 5.6 billion euros (2010) to 3.8 billion euros in 2011 and to 2.88 billion euros in 2012. As a direct result of this, over 50 world pharmaceutical companies have discontinued shipments of medications to Greece. It has become common for relatives of hospital patients to have to run exhausting marathons from pharmacy to pharmacy in search of needed medications. There is an acute shortage of medical equipment. State hospitals are short around 6,500 doctors and 20,000 nurses and orderlies; massive numbers of medical professionals are leaving the country.
    Even those who are employed have difficulty paying for medical services, whose prices have abruptly shot up. More and more often people don’t have the money to obtain quality medical assistance, especially in rural regions and on the islands. In a UN expert report published in May 2013, it was noted that over 10% of the total population of the country live in conditions of extreme poverty. Greece remains the only country in the Eurozone with no complex social assistance scheme, healthcare services are almost inaccessible to poor and low-income citizens, and almost a third of the population does not have state medical insurance. ”
    http://www.strategic-culture.org/news/2013/08/18/greece-a-social-explosion-is-inevitable.html http://www.keeptalkinggreece.com/2013/07/30/athens-sos-urgent-appeal-for-cancer-patient-without-insurance
    http://www.keeptalkinggreece.com/2013/07/31/austrian-ngo-supplies-greek-hospital-with-drugs-paramedic-material-for-uninsured-patients/

    3) GREECE IS ONE OF THE FEW STATES OF THE WORLD THAT KEEPS THE PRISON FOR DEBT AND THE UNIQUE IN EUROPE.
    ” Debts and Prison Penalties

    A debtor owing
    5,000 euro may go to prison to 12 months
    10,000+ euro – at least 6 months
    50,000+ euro – at least one year
    150,000+ euro – at least three years ”
    http://www.keeptalkinggreece.com/2013/04/18/greek-govt-seeks-military-camp-to-serve-as-prison-for-state-debtors/

    4) DEUTSCHE BANK BLACKMAILS AND CUTS THE ELECTRICITY IF GREEKS DO NOT PAY EXORBITANT TAXES ON THE PROPERTY.
    http://www.guardian.co.uk/business/2011/sep/27/greece-property-tax-vote-venizelos
    http://www.keeptalkinggreece.com/2012/11/15/every-months-greek-ppc-cuts-electricity-to-30000-customers/
    http://www.keeptalkinggreece.com/2013/01/22/athens-citizens-protest-exorbitant-electricity-bills/
    http://www.keeptalkinggreece.com/2012/11/28/greek-christmas-five-extra-taxes-to-be-paid-in-december/
    http://histologion.blogspot.gr/2013/02/the-greek-debacle-2013-of-paupers-and.html

    5) GREECE IN CRISIS-DRAMATIC INCREASE OF SUICIDES: 3,124 PEOPLE IN 2009-2012
    http://www.keeptalkinggreece.com/2012/11/22/greece-in-crisis-dramatic-increase-of-suicides-3124-people-in-2009-2012/
    http://www.keeptalkinggreece.com/2013/04/15/athens-a-jobless-an-unpaid-worker-two-men-commit-suicide-on-a-single-day/

    6) ATHENS: DEAF-MUTE WOMAN THREATENING TO COMMIT SUICIDE RESCUED
    ” The president of Deaf Federation told reporters that the woman is not the only one in desperate situation because her social welfare allowances have been cut.
    “All deaf people in this country are in the same situation because they have not received their welfare allowances for the last 6-8 months.”
    Greece saw a sharp increase of suicides due to economic problems after the country sought the aid of the International Monetary Fund.
    According to Greek Police from May 2010 until now, 837 suicides have taken place. Greek police answered a relevant question on the number of suicides posed by several MPs at the Parliament.” http://www.keeptalkinggreece.com/2012/12/18/athens-deaf-mute-woman-threatening-to-commit-suicide-rescued/

    WHO CONTROLS DEUTSCHE BANK ?
    WE CAN NOTICE RELATIONS AMONG LORD JACOB ROTHSCHILD AND DEUTSCHE BANK.
    DAVID HAYSEY ” HEAD OF PUBLIC EQUITIES AT RIT CAPITAL PARTNERS ” AND IN THE PAST ” DIRECTOR AT J ROTHSCHILD CAPITAL MANAGEMENT ” HAS BEEN ” MANAGING DIRECTOR AT DEUTSCHE BANK ” http://uk.linkedin.com/pub/david-haysey/1b/470/bb3
    ” In 2012 RIT Capital saw management changes with the exit of investment director Mikael Breuer-Weil and the appointment of Ron Tabbouche. The first half of 2013 saw further changes with the resignation of David Haysey, head of public equity and manager of the RIT global quality portfolio. ” http://www.iii.co.uk/articles/110881/oriel-rates-lord-rothschilds-rit-capital-positive
    RON TABBOUCHE HAS BEEN SALES ANALYST AT DEUTSCHE BANK. http://www.trustnet.com/Managers/ManagerFactsheet.aspx?personCode=00000065RA&univ=O
    Today, Jacob [Rothschild] is Chairman of RIT Capital Partners plc, one of the largest investment trusts quoted on the London Stock Exchange with a net asset value of about £2 billion.[5] He is Chairman of J Rothschild Capital Management, a subsidiary of RIT Capital Partners plc. https://en.wikipedia.org/wiki/Jacob_Rothschild,_4th_Baron_Rothschild
    THERE ARE ALSO LINKS AMONG EVELYN DE ROTHSCHILD AND DEUTSCHE BANK.
    VERNON JORDAN, THE BIG FRIEND OF EVELYN DE ROTHSCHILD AND LYNN DE ROTHSCHILD, HAS BEEN A DIRECTOR OF DEUTSCHE BANK.
    http://www.companiesintheuk.co.uk/director/8570529/vernon-jordan-jr
    ” LYNN [the wife of EVELYN DE ROTHSCHILD] is the CEO of ELR Holdings and became a director of The Economist in 2002. She launched FirstMark Communications in the late 1990s and got EVELYN DE ROTHSCHILD, Henry Kissinger, Vernon Jordan (senior managing director LAZARD; close Clinton friend and advisor; friend of EVELYN DE ROTHSCHILD; permanent Bilderberg visitor), Michael J. Price (former managing director LAZARD), Nathan Myhrvold (former CEO Microsoft; PPI Task Force member), and others as its initial directors.”
    ” In late August 2004, Clinton and his wife Hillary, EVELYN DE ROTHSCHILD, LYNN DE ROTHSCHILD, Vernon Jordan, and Prince Andrew were all hanging out at the Vineyard at their very own “Anyone but Bush” party. Rothschild and Jordan were jointly celebrating their birthdays that day. Together with his wife he attended the 32nd Williamsburg Conference in Delhi in 2004. ” https://wikispooks.com/ISGP/organisations/introduction/PEHI_Evelyn_de_Rothschild_bio.htm
    DEUTSCHE BANK IS CONNECTED ALSO WITH THE EDMOND DE ROTHSCHILD OWNED BY BENJAMIN DE ROTHSCHILD. https://en.wikipedia.org/wiki/Benjamin_de_Rothschild
    http://hk.linkedin.com/pub/jeffrey-yu/1a/347/18b http://www.linkedin.com/pub/florence-dodard/31/679/566 http://it.linkedin.com/pub/elena-giordano/5/589/7a1 http://www.linkedin.com/pub/lorenzo-avico/6/346/238
    ” Deutsche Bank, now the number one derivatives- and currency-trading bank in the world through its City of London operation, survived to become what it is now — a monster with a $72 trillion derivatives portfolio — because it was massively bailed out in October 2008 by Timothy Geithner and the New York Fed.” http://larouchepac.com/node/26698

  5. DEUTSCHE BANK MASSACRES SICK AND DISABLED PEOPLE IN UNITED KINGDOM

    1) UNITED KINGDOM IS A PROTECTORATE OF DEUTSCHE BANK
    http://blogs.telegraph.co.uk/news/maryriddell/100033519/with-bankers-as-his-friends-david-cameron-needs-no-enemies/

    2) DAVID CAMERON’S FAMILY FORTUNE : THE JERSEY, PANAMA AND GENEVA CONNECTION
    http://www.guardian.co.uk/politics/2012/apr/20/david-cameron-jersey-panama-geneva
    http://www.mirror.co.uk/news/uk-news/conservative-party-links-to-fat-cat-103271
    http://www.independent.co.uk/news/uk/politics/163850bn-official-cost-of-the-bank-bailout-1833830.html

    3) MAN WHO CAN’T TALK, WALK, OR FEED HIMSELF HAS HIS BENEFITS STOPPED AND IS TOLD TO PROVE HE’S UNABLE TO WORK
    http://www.dailymail.co.uk/news/article-2420711/Benefits-stopped-Darlington-man-talk-walk-feed-prove-work.html

    4) ATOS BENEFITS BULLIES KILLED MY SICK DAD, SAYS DEVASTATED KIERAN, 13
    http://www.dailyrecord.co.uk/news/scottish-news/atos-killed-my-dad-says-boy-1411100

    5) RETIRED BLIND MAN IS ‘FIT FOR WORK’
    http://www.burytimes.co.uk/news/10701849.Retired_blind_man_is__fit_for_work_/

    6) AROUND 4,400 PEOPLE COMMIT SUICIDE IN ENGLAND EACH YEAR – THAT’S ONE DEATH EVERY TWO HOURS – AND AT LEAST 10 TIMES THAT NUMBER ATTEMPT SUICIDE
    http://www.mentalhealth.org.uk/help-information/mental-health-a-z/S/suicide/

    7) MAN WITH TERMINAL BRAIN CANCER TOLD HE’S ‘FIT FOR WORK’
    “A man with terminal brain cancer is among those being told they are ‘fit for work’ under the government’s work capability assessment programme, new research has discovered.
    Other figures told they would lose their disability benefit included someone with no short-term memory mechanism and an incontinent disabled man who is both blind and deaf.” http://politics.co.uk/news/2012/11/12/man-with-terminal-brain-cancer-told-he-s-fit-for-work

    8) DEUTSCHE BANK ABOLISHES THE POSSIBILITY OF SICK AND DISABLED PEOPLE TO APPEAL THE DECISIONS THAT CUT THEIR BENEFITS CONDEMNING THEM TO DEATH http://blacktrianglecampaign.org/2013/08/29/draft-deregulation-bill-government-moves-to-shut-down-judicial-supervision-and-criticism-of-dwp-atos-decision-making-by-abolition-of-duty-by-tribunals-president-to-publish-annual-report/

    9) BRITISH GOVERNMENT APPOINTS PRIVATE INSURANCE COMPANY UNUM IN ORDER TO DESTROY WELFARE SYSTEM
    http://blacktrianglecampaign.org/2011/09/07/new-labour-the-market-state-and-the-end-of-welfare/

    10) OVER 70 MPs CONNECTED TO COMPANIES INVOLVED IN PRIVATE HEALTHCARE
    http://socialinvestigations.blogspot.co.uk/2012/07/over-60-mps-connected-to-companies.html

    11) OVER 200 PARLIAMENTARIANS HAVE RECENT PAST OR PRESENT FINANCIAL LINKS TO COMPANIES INVOLVED IN HEALTHCARE
    http://socialinvestigations.blogspot.co.uk/2012/02/nhs-privatisation-compilation-of.html

    12) UNITED KINGDOM GOVERNMENT DENOUNCED FOR CRIMES AGAINST DISABLED PEOPLE TO INTERNATIONAL CRIMINAL COURT IN THE HAGUE
    http://blacktrianglecampaign.org/2012/09/23/united-kingdom-government-denounced-for-crimes-against-disabled-people-to-international-criminal-court-in-the-hague/
    https://217.72.179.33/members/www.bilderberg.org/phpBB2/viewtopic.php?t=5076

  6. What if your loan is in an unregistered Securitization trust.. It says on my assignment Stanwich Mortgage Loan Trust Series 2012-17. I searched and cannot find it.

Leave a Reply

Fill in your details below or click an icon to log in:

WordPress.com Logo

You are commenting using your WordPress.com account. Log Out / Change )

Twitter picture

You are commenting using your Twitter account. Log Out / Change )

Facebook photo

You are commenting using your Facebook account. Log Out / Change )

Google+ photo

You are commenting using your Google+ account. Log Out / Change )

Connecting to %s