It’s just an observation, but it certainly appears that foreclosure judges have been given orders to squash homeowners like a bug at the lower court level and if they can afford to appeal – maybe, just maybe, they might get some fair and balanced justice. The process so far has been highly unbalanced. Whether foreclosure judges are just not competent enough to understand the securitization, rehypothecation and securities scheme, or whether they’ve been told by higher-ups that if they don’t rule against homeowners all their pensions will be lost or the economy will crash – it’s just a bizarre and pathetic state of mind.
Maybe these judges have been threatened by the cabal mob and their cushy jobs are on the line. Or, are these judges trying to force the states into auditing the land records and removing the fraudulent documents?
Whatever the reason for these morally corrupt decisions – these judges should either recuse themselves or step down from the bench entirely because they are cementing the foundation of moral degradation created by the American banking system that could trigger and likely will, collapse our society.
Millions of foreclosed homeowners have held forged documents in their hands standing before a foreclosure judge simply because they were told by the servicer to stop paying on their mortgage in order to get a modification, which actually was never intended to happen. The entire purpose was intended to throw millions of homeowners into default. These homeowners – some with their attorneys (many more without) – have stood before hundreds of judges who ignore the forgery and the fraud! These judges turn a blind eye to the fact that the alleged note is merely a photocopy, not the original, with a blank endorsement by a robo-signing scumbag.
Isn’t it worse to condone corruption and crime? What does this say to millions of American homeowners, their families, neighbors and friends? The message is that “it’s alright to forge documents,” “it’s okay to lie to the court” – there is no more judicial integrity.
Now, this isn’t the same in every courtroom because in New York the judges are smart enough to see the fraud and they are familiar with white collar crimes – so they slam these banks pretty hard. New York judges, for example, instituted the Attorney Affirmation along with a Plaintiff Affirmation, as they knew what a lying bunch of thieves these guys really are.
In complete opposite, Hawaii – whose legislature also instituted an Attorney Affirmation, recently had one judge say, when he was confronted with a request for the bank attorneys to file a perfected Attorney Affirmation as defined in HRS § 667-17,
“I mean, honestly, this is a good effort,
but — maybe it’s not a hundred percent in
compliance, but it’s there. It’s there. This isn’t
about the lawyers.
Are we only supposed to comply with 10%, 25%, 30% of the law?! Is that crazy or just plain calculated incompetence? And then to say, “This isn’t about the lawyers.” Who are you kidding, your honor?! If the bank “lawyers” aren’t supposed to be verifying the paperwork cluttered with robo-signers and fraudulent incomplete endorsement stamps – then what did the state legislature waste our tax dollars and time in crafting protective legislation for???
This is what makes society come totally unglued. These fraudulent documents are filed in federal bankruptcy courts attached to fraudulent claims, in state courts and in the United States Federal District Courts. There are numerous statutes that make it a crime to file false documents – so, don’t close your eyes to the crimes!
Just for the record – the National Mortgage Settlement Consent Judgment did not eliminate homeowners’ rights to raise and challenge these issues. What the Consent Judgment and its exhibits did do is protect these homeowner rights; intend, tell and warn the banks to stop these insane practices and make them withdraw all the fraudulent and forged documents – which they did not do. Dual tracking, for example, is prohibited on page 110, as is “forced-placed insurance” on page 130. For General Servicer Duties and Prohibitions see page 133. If you have not taken the time to read the entire Consent Judgment and its exhibits – now is the time to do so! This settlement judgment did not let these banks off the hook for all their bad actions that cost over $25 BILLION.
Wake up judicial sheep! The National Mortgage Settlement was a (meager) attempt to correct the frauds. This Consent Judgment document and its exhibits should be a judicial Bible alerting the courts to the FACT there were crimes committed by the banks. And when a homeowner brings these crimes to your attention, your honor – that is your cue to throw the banks out of your courtroom!
It was intended to eliminate what frauds and forgeries had transpired and make it clear it was illegal to file or maintain forged and fraudulent documents in court! By allowing these documents in your court room and these illegal actions to persist – you, your honorable holiness(es), are concreting the root and continued growth of the problem.
You are building a foundation of corruption and bastardizing the integrity of ALL courts, as well as your own judicial canons and destroying the Rules of Professional Conduct. Why bother to have a bar association? Just dump it and let karma handle these trolls. But first, tell us where the need for truth went and precisely where did it go? Because it is certainly not attached to your black robe. You all should be ashamed.
The message in this post is that whoever is in charge of the fear mongering dictate to these lower foreclosure court judges – you all need to wake up and look at the real destruction and moral decay you are causing in society to over 300 million Americans while you laughingly try to protect the banks under the delusion of saving the economy. The economy may crash anyway because of the Trillion$ and Quadrillion$ of derivative debt these banksters continue to maneuver since our Congressional lawmakers are too afraid to make it stop.
Let the states take over the mortgage loans and protect their lands – since we now know through rehypothecation that Wall Street has risked it (and likely lost a lot of it) in their shadow banking schemes.
If local legislators are smart, they’d figure a way to take these mortgage loans, protect their land records (wise up and audit the land records) and structure new mortgages with homeowners under legitimate appraisals. The cash flow would definitely help the states’ economy, supply jobs and make for a more prosperous society. Think about it.