Do you want a National Mortgage Registry system?

Over 72 million families (based on 2.5 per household – that’s 180,000,000 constituents) have been negatively affected by Mortgage Electronic Registration Systems, Inc. and its parent company MERScorp Holdings, Inc. Too many to count foreclosures have resulted over the past decade with forged assignments documents allegedly signed by Mortgage Electronic Registration Systems, Inc. (MERS) employees who actually work for someone other than MERS.

Many of the homeowners who have bought a home or refinanced a home since 2002 will find Mortgage Electronic Registration Systems, Inc. listed as the “nominee” mortgagee in their mortgages – and they don’t even know it. Now, the federal government is proposing a “National” mortgage registry system – and one would have to wonder why?

Please consider voting your opinion. 

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2016 Five Star Housing Government Forum – Homeowners Uninvited?

By Deby Morrow and Sydney Sullivan

2016 Five Star forum2016 Five Star Institute’s “Housing Government” Forum in Washington, DC Without a Single “Housing” Representative (i.e., a homeowner) in Attendance. Whoa, Congress – right under your nose!

The forum is a daylong event where leaders in both servicing and federal government come together to engage in honest and open dialogue about the industry’s most pressing issues and challenges affecting both your business and the entire housing economy… Without a single homeowner representative on the Agenda. Continue reading

THE FORECLOSURE HOUR – Understanding TILA

The Truth About Truth-In-Lending Rescissions: Understanding the Case Law and Why Judges Dislike TILA

THE FORECLOSURE HOUR – 3pm HST / 5pm PST / 8 pm EST
Your Hosts: Gary Dubin and former Hawaii Gov. John Waihee

DUBIN LAW OFFICES
Suite 3100, Harbor Court
55 Merchant Street
Honolulu, Hawaii 96813

Office: (808) 537-2300
Facsimile: (808) 523-7733
Email: gdubin@dubinlaw.net

REHYPOTHECATION IS YOUR WEAPON TO ESTABLISH THERE WAS NEVER A MORTGAGE LOAN – THESE WERE ALWAYS SECURITIES!

By Sydney Sullivan

2448936411_Wall_Street_answer_1_xlargeIn a world where the American Dream and Wall Street greed collide, when your life and home are no longer your own, we must look beyond the facade of the documents and dig deeper into the public archives to seek the truth of the concealed path that is destroying our nation built on the rule of law, the slavery of the collateral consisting of people and land records so that a few may prosper while millions of others face peril. It may seem like an impossible battle – until NOW! There is one thing that they didn’t count on – knowledge and truth that will awake your hero and cause the fatal change in their course.

Rehypothecation is your sword – know it well! Continue reading

Banker Literally Applauds Elizabeth Warren At Senate Hearing

Somebody remarked about the earlier post that it was an older story… and we relied, “Yes, we’re aware… but isn’t it nice to re-post and irritate the banks?!” Doesn’t it make this next post even more exciting?

Eliz Warren 2-13-15WASHINGTON — Bank regulators and executives typically hope to escape a Senate Banking Committee hearing without becoming the subject of a viral video showing them humiliated at the hands of Sen. Elizabeth Warren (D-Mass.).

On Thursday, however, one witness was pleased enough with Warren’s line of questioning that he actually applauded the Massachusetts Democrat toward the end of her remarks — a highly unusual departure from custom. Continue reading

California Regulator In Process Of Suspending Ocwen Financial’s Mortgage License

Well, isn’t that a “boo hoo”?!

foreclure-1940x1293Forbes has reported: Mortgage firm Ocwen Financial has found itself in hot water over conflicts of interest in its foreclosure policies.

California regulators are seeking to suspend the mortgage license of Ocwen Financial, after the servicing giant did not adequately respond to repeated information requests into its compliance with the state’s Homeowner Bill of Rights. Suspension proceedings began in October, Tom Dresslar, a spokesperson for the California Department of Business Oversight told Forbes on Tuesday. Continue reading

Homeowners SuperPAC Has Launched Facebook & Twitter

Homeowners SuperPAC has launched Facebook and Twitter and is socially acceptable! Spread the word.

HomeownerSuperPACWe need to reach and every homeowner in the nation to help us become the powerful lobby needed to make the necessary changes in the mortgage lending industry. Now is the time to “Friend” Homeowners SuperPAC on Facebook and Tweet all of your friend to follow at https://twitter.com/HSuperPAC

More people – more power! Share the knowledge.

America’s Homeowners’ SuperPAC Launched!

By Sydney Sullivan

wewilluniteDuring the weekly Sunday afternoon Foreclosure Hour broadcast, Honolulu attorney Gary Dubin and former Governor John Waihee announced the formation of the Homeowners’ SuperPAC.

“The time has come,” said Mr. Dubin, “where the voice of the American homeowner needs to be heard and the rights to live in their homes protected.”

In the United States, a political action committee (PAC) is a type of organization that pools campaign contributions from members and donates those funds to campaign for or against candidates, ballot initiatives, or legislation. Gov. Waihee and Mr. Dubin have designed a Homeowners’ Bill of Rights and plan to organize the Homeowners SuperPAC initiative in every state. If you missed the broadcast – click to listen here: Click link to the left for entire Inverview Continue reading

Former Gov. John Waihee launches new Homeowner SuperPAC on Sunday Radio

BY GARY DUBIN, ATTORNEY AT LAW

Gov. WaiheeDon’t miss this Sunday’s 3 p.m. Foreclosure Hour on KHVH-AM radio, featuring former Hawaii Governor John Waihee.

John and I are launching the HOMEOWNERS SUPER PAC on Sunday — a national political action committee providing financial muscle for what heretofore has been a sleeping giant.

This is the final solution, giving homeowners for the first time a seat at the nationwide decision making table. Continue reading

LEVERAGE – Exposes Mortgage Securitization Ponzi

“The rich and powerful, they take what they want. We steal it back for you. Sometimes bad guys make the best good guys. We provide… “leverage”.”                — Nathan Ford

In terms simple enough for even a circuit court judge to understand, Nathan Ford explains the mortgage-backed securitization scheme. When the wife of a missing mortgage banking executive said, “Alan said they were seizing properties they didn’t even own and signing foreclosure forms without even reading them…” Ford replied, “Oh yeah, robo-signing… yeah, that’s what they call it. What they do is they sign a thousand foreclosures and they bet that the homeowners don’t have the money to fight the case. Now the courts, they’ll stop it if your husband had proof…”

Continue reading